If you're an adult who has lost custody of your children, has to live under your father's rules and regulations, and have flashed your naked lady bits to the world on more than once occasion, one might expect your New Year resolution list to rather profound.
Or you could go the Britney route for 2009:
"Next year, I have to learn to stop biting my nails! I would like to stop worrying so much, because I worry all the time. And to learn how to be happier, just in general. I have to learn to take things not so seriously."
I guess that to get the loans from banks you must have a firm reason. But, once I have received a short term loan, just because I wanted to buy a bike.
I had got a desire to make my own company, nevertheless I did not earn enough amount of cash to do that. Thank goodness my dude said to use the business loans. Thus I used the car loan and realized my desire.